Call: (619) 222-0119

How to Select a Health Insurance Plan

Posted on by

When it comes to selecting a health insurance plan, it is certainly not “one size fits all” or even “one size fits most” for that matter. There are a variety of factors to consider such as your age, your career, your family, whether you’re planning to start a family, your medical history, your prescriptions, and more. That’s why we’ve outlined the top things you should consider when selecting a health insurance plan so you can ensure you’re getting a plan fit for your specific needs. Download Our Free Guide On How to Select a Health Insurance Plan Step 1: Determine how you’ll be getting a

What Employers Need to Cover in Anti-Harassment Training

Posted on by

Anti-Harassment Training is an extremely important element in maintaining a safe and welcoming work environment. That’s why many employers plan a regular, formal anti-harassment training that is compliant on new regulations. Harassment consists of unwelcome conduct — whether verbal, physical, or visual — that is based upon a person’s protected status, such as sex, color, race, ancestry, national origin, age, disability, genetic information, or other legally protected group status. California, for example, recently expanded their requirements for anti-harassment training. As part of the training, employers and HR professionals must cover: Abusive Conduct, Gender Identity, Gender Expression and Sexual Orientation, and Transgender Rights. This information needs

Family Medical Leave

Posted on by

Requests for employee leave of absences is one of the most common challenges faced by HR administrators.  It also doesn’t help that there are often overlapping or conflicting employee rights regarding Family Medical Leave required by federal and state laws. That’s why we sat down with our HR Specialist, Gretchen Ferguson, to go over everything you need to know about family medical leave – including the recent changes that may impact your employees. What’s the difference between FMLA & CFRA? Both the FMLA (Family Medical Leave Act) an CFRA (California Family Rights Act) require covered employers with 50 or more employees to provide time off

Things Employers Can NOT Ask in An Interview

Posted on by

As an employer, you have a lot on your plate. From running a business to managing benefits to ensuring your employees are happy in the workplace, compliance is likely the last thing on your mind. However, it is more important than ever to ensure your business and HR team are compliant when interviewing since a bad hire, or even an unlawful interview, could cost your business hundreds of thousands of dollars. We want to ensure you’re not only asking the right questions to find the best hire, but that you’re also avoiding the questions that are illegal. Our HR Specialist, Gretchen, put together a list

New Year’s Wellness Resolutions for your Business

Posted on by

The New Year is here and it’s the perfect time to make this year even better than the one before. While many resolutions tend to be based on individual goals, setting company goals (and sticking to them) can be equally important. Here are a few recommended resolutions to improve your workplace wellness this year. 1. Ongoing Benefits Education Education, especially when it comes to understanding one’s health benefits, is extremely important. Most employers have an open enrollment meeting once a year but fail to host continuing education discussions. These types of meetings can really help employees feel comfortable with their benefit plans since they have even

Why Technology is an Integral Part of your Benefits Planning

Posted on by

Do you remember sitting in an open enrollment meeting reviewing a list of benefits you or your company was offering and manually writing in your name, relevant contact information, and selecting a plan? Do you recall having to use a required black or blue ink pen to fill out the paperwork? You may be surprised to hear that a lot of companies are still using this outdated process of manually filling out benefit plans. The problem is that if there’s a spelling error, a transcription error, or even a single number is incorrect, there’s not an easy way to update or change the document —

Why You Should Set Up an Open Enrollment Meeting with Your Employees

Posted on by

Open enrollment is the time of year where employees can enroll in a health, medical, or dental plan, or make changes to their current coverage such as adding a spouse or a dependent. Hosting an open enrollment meeting is a great way to educate employees on their benefits or changes to their plans, and help them understand the value of what your business is offering. What Is Covered In An Open Enrollment Meeting? Let’s face it, health insurance is complicated. That’s why we strongly suggest setting up an open enrollment meeting where we can review: Different carriers and coverage offered for the plan year Recommendations

Why Businesses Should Offer Voluntary Benefits to Employees

Posted on by

From cable subscription services to grocery deliveries, the demand for customization has never been higher. However, the need for customization extends beyond everyday consumption and into the workplace. With the ever changing healthcare industry, individuals want the option to tailor their benefit plans to fit their needs — and that’s exactly where voluntary benefits can play an important role. What Are Voluntary Benefits? Voluntary benefits are elected insurance products employees can add to their benefit packages. They are typically paid completely or mostly by the employees through payroll deferral and often include: life insurance, vision, dental, disability, cancer and critical illness insurance, and accident insurance.

5 Things to Consider When Choosing an Insurance Agent

Posted on by

For many businesses, health insurance can be complex, difficult to navigate and tough to understand. There are constant updates because of policy reform that you have to stay on top of. Carriers will often make changes to the benefit plans including what’s covered within the plan and costs associated with it. Lastly, what your employees need or want in a health insurance plan will often change over time. As people age, start families, or have children, their health insurance needs change — as does the importance of getting coverage to protect yourself, your employees, and the ones they love. Working with an insurance agent can

5 Reasons You Should Educate Employees on their Benefit Plans

Posted on by

Education, especially when it comes to understanding one’s health benefits, is extremely important. How else will your employees be able to appreciate the value of having a company benefits plan if they don’t know how it works? Here are 5 reasons you should educate employees on their benefit plans. 1. Appreciate the Value of Having a Company Sponsored Health Plan Not all employers offer health benefits, but most employees are looking for companies that do. Health and wellness is a huge part of the workplace today and it can greatly improve company culture. By explaining to employees the different benefit plans offered, it can help them

Join our newsletter for updates:

  • By submitting information through this form, I agree to Company’s Privacy Policy

CONTACT US ANYTIME

Steve Grady Insurance Services

4540 Kearny Villa Road

Suite 203

San Diego, CA 92123

Phone: (619) 222-0119

Fax: (619) 223-2706

Steve@SteveGrady.net

CA Lic. #0E24711, 0H65110